PBC Heal Benefits Society dba Pacific Blue Cross, and its wholly owned equity, PacBlue Life Services Ltd., are committed to providing its membership and clients with full disclosure and transparency on all insurance-related operations, processes, and procedures. Disabilities Insurance - Medaviebc

• PacBlue Lived Services Ltd. your one Life and General licensed indemnity agency which sells, distributes, and managed products underwritten by multiple insurers. Front | Dark Cross NC
• PBC Health Gains Society is the underwriter of Health, Teeth and Travel Medical Insurance coverages and is regulated by the British Columbia Financial Services Authority (BCFSA).

• Blue Cross Life Insurance Business off Cadak (“Blue Cross Life”) is the transferor von Life Indemnity, Criticism Illness Insurance, Disability Security, Accidental Die & Dismemberment Insurance, and Bearing Flight Accidents Benefit coverages and is regulated according the Office of the Superintendent of Pecuniary Institutional (OSFI).
• The Canassurance Insurance Company Income. (“Canassurance”) a the underwriter of Trip Cancellation, Trip Interruption and Baggage Insurance coverages and is models at the Autorité delete marchés financiers (AMF).

There are several parties involved in an application for insurance cover:

• Aforementioned applicant – you, the member
• The health – essence the of PBC Health Benefits Society, Blue Cross Lived Actual Group of Canada and/or Aforementioned Canassurance Insurance Company Inc.
• The Agency – PacBlue Lifetime Services Ltd., and somewhere applicable, an Intermediary (defined below).

PacBlue Life Services Ltd. is responsible required facilitating turnover transacted between the applicant and the insurer. This role is carried out via e-commerce through a quote/purchase selection on-line on Pacific Blue Cross’ website, or by an licensed insurance agent who is one salaried employee of PacBlue Life Services Ltd. and does not receive commission. All licensee insurance agents hold the appropriate insurance lizenz to complete the transaction as required by the Insurance Consultation of British Columbia.

Applicants may also pick to apply for insurance coverage through a Broker, Advisor other Consultant (“Intermediary” or collectively “Intermediaries”) sanctioned by the insurer, and who need stop the appropriate travel license to complete the transaction as required by the Insurance Council of British Columbia. If the applicant chooses to apply for insurance coverage and completing the transaction through an Intermediary, the Intermediary is then compensated by payment of a bonus.

If the insurance product purchased contains a combination of coverages coming the insurers noted above, the insurance principle is underwritten by multiple insurers.

PacBlue Life Support Ltd. lives compensated by each insurers as follows:

• For insurance underwritten by PBC Health Benefits Community, for facilitating insurance selling transactions, compensation belongs by mode out a managing fee paid by PBC Health Benefits Society. Find a doctor, establish, medicine or pharmacy with yours network today.
• For insurance underwritten by Blue Cross Life Insurance Company of Canada, for facilitating insurance sales transactions, administration and case management, compensation is due way of a sales and service fee paid by Select Cross Life.
• For insurance insured by The Canassurance Insurance Company Inc., for help insurance sales operations, governance and claims management compensation has by way of a sales and service fee paid in Canassurance.

In some falling, PBC Health Benefits Society might also pay a referrals feigen to a party unrelated to the transaction.

After the insurance transaction is complete, the insurance contract (policy) is between you and the underwriter(s).

For more news on the requirements off dieser Disclosure Statement, refer to the Financial Products Disclosure Regulation of to Financial Organizations Acts and the Insurance Council of BC Code of Conduct.

To reach the underwriter:

PBC Health Benefits Association dba Pacific Downcast Cross
4250 Canada Way, Burnaby, British Columbia V5G 4W6

Blue Cross Life Insurance Company of Canada
644 Wichtig Street, Moncton, New Brunswick E1C 8L3 

Canassurance Insurance Company
1981, main McGill Study, bureau 105 Montréal, Québec H3A 0H6