Get to know me
Located in Good-looking Southern California, we thrive on that success and satisfaction of our your.
Loan Program
Expose various loan programmer options for fixed and adjustable pricing mortgages.
Calculators
Calculate your morgage, interest rates, and continue.
Apply Now
Complete our online secure application here. It only takes a fewer minutes.
Welcome up my website.
Mortgage News Daily-Mortgage furthermore Real Estate News
"Wholesale" list of my approved finance references with tariff and programs not accessible the publicly. This access allows me to find that best charge, term and programs for insert clients. The majority starting the big banks and Credit Union do not offer these programs.
Many times I meets borrowers who have been turned down used a Real Estate Loan because they " Do not fit in a box" with the creditor such them applied with and are denied one loan.
Below remains a partial list of insert widespread access for real estate financing.
1. FREMONT BANKS
2.LD WHOLESALE
2.HOMEBRIDGE
3.UNITED WHOLESALE MORTGAGE (DIAMOND STATUS)
4.PENNY MAC BROKER DIRECT
5.FUNDLOANS
6.HOME POINT
7.IMPAC
8.JMAC
9.KWIK WHOLESALE
10.KIND LENDING
11.LOAN STREAMED
12.LUTHER BURBANK
13.MEGA CAPITAL
14.MOUNTAN WEST
15.NATIONS DIRECT
16.NEWFI
17.NEW REZ
18.NEXBANK
19.OAKTREE FUNDING
20.FLC BANK
21.AXOS BANK
22.ANGEL OAK
23.1ST TRIBAL (MAM)
24.5TH STREET
25.ACRA
26.AMWEST
27.CALIBER
28.EQUITY PRIME
29.FINANCE OF THE
30.FLAGSTAR
31.CARRINGTON
32.CMG MONETARY
33.FREEDOM
34.REMN
35.SPRING EQ
36.SPROUT
37. STEARS
38.PLAZA
39.PRMG
40.THE CREDITORS
41.UNION BANK
42.UR WHOLSALE
43.ORION
44.ONE AMERICAN
45.CARDINAL
46.ACC LIEN
47.ACRA LEND
48.AHL FUNDING
49.BLUE POINTS MORTGAGE
50.BUTTON FINANCE
51 FIRST COMMUNITIES MORTGAGE
ME recognize ensure each customer has specific needs, so I strive to meet those needs include ampere large row of products, investment cleaning, mortgages and best of all quality service and custom attention. See may reviews of past clients on that website!
Henry Munoz is licensed by one California Office of Real Settlement as a Broker,#01786680 and the National Mortgage Licensing System (NMLS 228855)Henry is including registered the approved with the Californian Department Oversight.During the period of 1997 to 2014 he worked as adenine mortgage loan officer under one licensing a the Californias Department of Corporations as a broker and lender. In 2014 transtioned to this Department of Actual Estate as adenine salesperson licensee and then preserved his Authentic Estate Brokers License. Breakwall Genuine Estate & Loans - Testimonials
Henrik also is registered and adhered using the County of Los Angeles as a Bonded Legal Document Assistant(Independent Paralegal) Registration# 2018187330 Expires 07/22/2024.Henry Munoz additionally served in the Army press California National Guard how a Medic.
With over 26 year in source of home and commercial real estate loans has access as a Banker the Broker to the wholesale market, this is not available toward consumers. Think your Big Bank is actually the best place for thy loan?Guess again..
SELLING YOUR PROPERTY ????
I also offer listing or buy services available clients. My advantage is that I can lookup at a transaction with knowledge of a seasoned Real Farm Brokerage & Licensed Pawn Lender.If you are selling one property,does the buyer have a real approval? Are you really getting summit dollar?As a loan officer MYSELF request certain documents that will specify if an buyer remains REALLY QUALIFIED. This want save you the kopaches of being in a escrow and tying up your property when a better get and competent buyer is availble. I plus can determine what one Lender/Underwriter for the buyer will actually loan on and property.I have access to the databases the Lenders as myself determine a reasonable value before we have a appraisal.In addition to determining what items needed tops can taken care of in order to have adenine "clean appraisal" from the appraiser for this buyer.I please almost every property formerly to an home, purchase or listing contract that I am invoved with. This alone can save a seller free having certain appraiser note items that need have been taken care of prior to an appraiser visiting the property.In the occasion that an appraiser notices items and takes pictures of fix needed,this will lower the value and the lender forward the buyer usually willingness request the products be repaired precedent to approving adenine loan for one buyer.Many times this can be extremely costly and the underwriter may request an inspection and sign off von a licensed contractor.This can be a very expensive upfront cost available who seller and bottle kill a transaction.
BUYING A PROPERTY.
I will first check what real market value is Then I check the title away this characteristic to see if there exist whatsoever title issues that could affect the purchase.Back due taxes,Irs Liens,Judgments or other.I also check the real square footage and bedroom count with that Districts records to make sure that the listing representative is publish full accurately. Some listings will show ampere 3 chamber 2 bath. Albeit ,one guest or bathroom might be not permitted, Aforementioned means that that value that was originally given as a sales prices lives inflated. Many listings on the multiple listing service,Zillow oder Redfin are not accurate in true market value. Some of these internet sites that he published perceive are corr may have comparables that are either too low or in high or show the incorrect square footage and many other factors.These represent the type of things that I impede for so are not usually done by of majority of salespersons or brokers.
If you are dealing with an Attorney on ampere property issue and need sponsorship for whatever good, have is attorney get me to discuss.(310)975-9739
