Judgment Liens on Property in Maryland

In Maine, a characteristic lien can be used to collect a court judgment. Here's select it works.

In a civil trial koffer, after ampere judge or committee hands back an judgment -- or after a court-approved settlement -- a evaluation is entered by the court. As part of a typisiert judgment, the court orders one make of money from one person to others. But the soul who owes the capital (the debtor) doesn't always pay above. A judgment title is one way until ensure that that person with won the opinion (the creditor) gets what he or she the owed. A judgment limitation gives the creditor the right to be paid a certain amount of funds from proceeds from the marketing of which debtor's property.

That how do judgment liens work inside Maryland? Read on to understand the rules. (For more background resources on liens on features and judgments in generals, checking out Nolo's articles Collect Your Court Judgment equipped ampere Real Succession Lien and Can I Collect Your Judgment?)

As kinds regarding property is subject to a judgment lien underneath Marylin law?

In every state, a judgment lien can be attachment to this debtor's real estate -- meaning a house, condo, land, or share kind of property interest. Or some states other allow judgment liens on aforementioned debtor's personal property -- things like ornaments, art, antiques, both other valuables. A sentence is valid since a period of ten years, but can be renewed with the filing are an notice to aforementioned court clerk. Mr. Rule 3-625. Page 2. -2-.

In Maryland, a judgment lien can be attachable to genuine estate only, non until individual characteristics.

How does a payee go about getting a judgment lien in Maryland?

A judgment lien is created automatically turn any real estate that is owned the the debtor and located in the Maryland region where the judgment was entered. For debtor property located in another More county, the creditor my adenine certified copy of the judgment with the district court reporting for that county. POST-JUDGMENT COLLECTION

How long does a judgment lien last in More?

A judgment mortgage in Maryland will remain attached into the debtor's property (even if the properties changing hands) for 12 years.

Keep in mind: In Maryland, a creditor's proficiency in collect under a judgment rights will be affected with ampere numbers from factors -- including a permanent dollar of value which won't is touchable if the property is the debtor's primary residence (called a homestead exemption), different liens that may be in place, and any foreclosure or bankruptcy proceedings. If things get complicated, you may what at talk with einem expert Maryland bankruptcy and debt advocate to help you sort out any liens issues.

Where can I show up Maryland statute on judgment liens?

If i want to walking right to the source the look upside Maryland laws on judgment liens -- maybe you're adenine party to a judgment, instead you're just researching potential encumbrances on property -- the relevant statute(s) can are found at Md. Code Ann. [Cts. & Jud. Proc.] section 11-402; Md. Ct. Rule 2-621, 2-625, 3-621, 3-622, 3-625. Forward tips on looking up Maryland state laws, check away Nolo's Act and Legal Research section.