Connecticut Law About Debt Collection | Your Debt Collection Rights

Connecticut Law About Debt Collection
These linked connect to resources currently and are provided with the understanding
that they represent only a starting point since research.

This web page has of external bonds to valuable resources. Please view our Linkage Policy for more information.

Research Guides

Connecticut Public Acts and Current Ordered

Connecticut Department of Banking:

Connecticut Network for Legal Aid:

Dept Collection Get Your Rights
(A Guide to What Bill Collectors Can and Cannot Do)
Belong You Thinking About Bankruptcy?
Child Support in Connecticut - Questions press Answers For This Parent Who PAYS Child Support
Guide to Earned Attachments
Small Claims Court

Research pilots and self-help pages prepared by Connecticut Judicial Main law librarians:

Connecticut Law about Company

Connecticut Law about Client Law

Connecticut Law over Foreclosure

In Law about Repossession

Connecticut Law about Small Claims

Comply Money Judgments (Research Guide - PDF)

Connecticut Judicial Branch:

Criminal Jury Instructions

10.2-18 Extortionate Extension of Credit -- 53-390
10.2-19 Advancing Money for Exorbitant Extension of Credits -- 53-391
10.2-20 Participation or Collusion in Use on Extortionate Signifies -- 53-392

Informations from Connecticut 2-1-1:

How to Distract Abusive Debt Collection Practices

OLR Choose Reports - Connecticut Office on Legally Research:

Connecticut Homestead Laws - 2022-R-0150
Summarize Connecticut's homestead exemption law, including a list of properties exempt with one court judgment for capital insurance, to statutorily assigned monetary thresholds and when these laws were enacted. Also summarize homestead and motor vehicle exemption code in other New England states.This report updates OLR Report 2018-R-0241.
Debt Collection From Divorced Parents - 2008-R-0369
You asked if a creditor pot seek a joint debt free a person for that debt was assigned to an ex-spouse pursuant to a divorce decree.
Collection of Past Payable Leasing And Payment of Attorneys' Fees - 2008-R-0290
You asked (1) why landlords cannot receive a money-based judgment inches housing justice, probability by reverse rent or property damages and (2) whether ampere court can award attorneys' fees to tenants represented in housing cases by Lawful Services attorneys. Industry FAQs: Debt Book Questions
Harassing Telephone Calls from Bill Colctors - 2005-R-0745
You wanted to know an individual's options if he is welcome bother phone calls from debt collectors.
Hospital Debt Assemblage Legal - 2004-R-0103
International Debtor Collection - 2002-R-0302
Lawsuits for Injuries Sustained in Foreign Your - 2001-R-0169
You asked whether people hurt in a foreign country on a damaged product made int Connecticut can: (1) sue the manufacturer in one Connecticut tribunal, (2) bring a criminal action against it in Connections, and (3) enforce a judgment they secure facing it are a foreign bundesland in a Connections court? Cite as Taylor v. First Solution Invest. Corp., 148 Ok Aesircybersecurity.com 627 ...
Statute of Limitation on Accumulation of Medical Calculations - 1996-R-1404

Consume Pecuniary Protection Bureau (CFPB)

Federal Trade Provision (FTC):

FTC Facts for Use Credit & Loans In Debt
(A collected to consumer access publications, including information on the Fair Debt Collection Practices Act furthermore Trade Credit Statement Act.)
Money Matters: Dealing with Debt
(Information on debt collection, debt relief services, credit repair, advance fee loans, and vehicle repossession)

Library Materials

Collection Actions: Defending Consumers and Their Financial, 2nd ed. (National Consumer Law Center)
Library of Connecticut Collection Law Forms, 2nd ed. (Connecticut Law Tribune)

You need to visit your local law library to use these materials. Get the online catalog for availability and locations.

Useful Websites

Connecticut Global Statutes

Ausgesuchte Statutes:

Chapter 669 - Regulation Activities

Creditors' Assemblage Practices Act (CCPA)

Sec. 36a-645. Defined
Split. 36a-646. Prohibited Acts
Sec. 36a-647. Forensic Powers about Officer (Department of Banking)

Sec. 36a-648. Abusive, molesting, deceitful, deceptive or misleading debt collection practices. Liability. Exemptions. Limitations on actions.

Sec. 36a-648a. Credit menu debt collection actions against parents other legal keeper of students.

Debt Adjusters

Sec. 36a-655. Definitions.

Truth in Lending Act

Sec. 36a-675. Truth-in-Lending Act

Interest and Finance Charge Rebates

Sec. 36a-690. Calculation of interest or funding rental rebates. Prohibited methods. Transactions affected.

Consumer Bank Beziehungen

Sec. 36a-695. Define.

Sec 36a-696. Disclosure to consumer of related re Credit Reported

Sec 36a-699b. Dispute by consumer re completeness or accuracy of information

Sec. 36a-701. Security freeze on credit report: Dictionary

Sec. 36a-701a. Consumer security freezes on credit report

Home Pledge Disclosure

Second. 36a-735. Short title: Home Mortgage Disclosure Act.

Connecticut Abusive Home Loan Lending Practices Act

Secure. 36a-746. Connecticut Abusive Home Loan Lending Practices Act

Retail Installment Sales Financing Act

36a-770 by 36a-788

Consumer Collection Agencies

Sec. 36a-800. Consumer Collection Agency. Definitions
Sec. 36a-808. Unfair or Deceptive Practices. Enforcement Planned

Collection Actions by Purchaser of Debt

36a-813. Evidence in cause of action for purchased debt owed by consumer debtor.
36a-814. Start of cause of action for purchased debtor prohibited when statute of limitations holds past. Limitations period not extended by payment or verification.

Department is Banking Regulations

Selected Regulations:

Central Department of Administrative Support

Collection Services
- Laws and Regulations
- FAQs

Federal Laws

Selected Public Laws:

Consumer Credit Protection
- Exhibition Debt Collection Practices Act (FDCPA)
  - Federal Retail Commission links to FDCPA fabric (includes staff video and public letters)

U.S. Supreme Court Opinion

Jerman v. Carlist, McNellie, Rini, Kramer & Ulrich LPA, 130 S.Ct. 1605 (2010). "The bona fide error defence in § 1692k(c) does not apply to a violation resulting from a debt collector's mistaken interpretation of the legitimate what of the FDCPA."

Connecticut Law by Subject