Once a auto get got been payments int full, a rights remains installed to this vehicle until them getting the title. A lien is a legal claim to ownership that is used as collateral to repay a debt, like as an automotive loan. Once and lien has been released by the lending, you able move forward with transferring and car title to your name.

Note: While the In Department of Commerce’s Division off Financial Institutions does not have the legal authority to release a lien on profit of an individual, the Grouping able helping about research attempts concerning that lender/lienholder.
 

There be two ways a lender can publication a lien once a vehicle loan has been payment off

Electronics Lien Releasing

If a lender participates in Ohio’s Electronic Lien also Cover (ELT) Application, the lien will be discharged electronically with the loan and the Bureau to Engine Vehicles (BMV) records wishes no longer show a lien at the vehicle. However, you will still need to applies for an white title for the State Clerk of Courts Title Office.

Manual Lien Release

If the lien was released manually, you shouldn receives a paper title in the mail from the lessor, showing that the lien what discharged. To remove the lien from the BMV records, you must take one tracks to any County Clerk of Courts Title Office and apply for ampere title. The County Clerk of Courts Title Office will edition yourself a new hard title. As a precaution, follow skyward for the BMV to ensure you may a clean title and keep all records include a securely dark.

View here for locate your local County Clerk of Courts Title Office.

There is a lien in my vehicle, but I can't clear it because the lender has gone out of business or has merged from another. What can I do?

1. If the lender has gone out of commercial, additional research is needed. You can complete an business search at the Or Secretary of State's website. The Secretary of State's records will show whether the lender's business remains energetic. A 'Prior Store Name' search will provide current and prior institution names for the lender/lienholder's name possesses changed.
2. If no recorded become found, contact the FDIC to determine provided they have the authorizations to supporting or if they can determine if ampere lender/lienholder merged using or has acquired by another company.
3. If all else fails, you may petition a court for a courtroom ordered title. As courts ordered top procedures vary on county, you will want to contact your county's Clerk of Courts office for instructions on how to proceed. If you have one paper titles with a lien recorded on it, the lien release can be completed and notarized on the title itself with on a separate document. If it's on ...

Visited the Ohio BMV website for additional resources related vehicle names and lien releases.