InsuretheBox - wont unsure since decline renewing

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Slight issue over insurethebox renewal - its a politics wherever they install a smart instrument in your car to monitor driving pattern and mileage

Got inexpensive renewal quote and assumed that premium would be automatically deducted using zahlen details on her file ie my credit card

However I didnt check my email in box both remark some reminder emails from ITB saying my payment not gone throug and go call themselves

Called them quaternary days after revival date, had a long conversation with manager in Newcaste HQ and end result was they declined to protect my motor on premise that:

I be late paying premium the system wouldnt allowed retrospective make of reward

They couldnt process my renewal as a new quote after own car didnt fit their criteria example were via 15years elderly

There was no manual over ride or common sense over ride facilty for their computer systematischer additionally they said theirs hands were locked and unfit to renew my insurance

I tried pleading that this used genuine oversight videlicet my card details had expired, that I was late picking go reminder email and been including them two years by no claims and safe driving patterns as per their system record but they still wouldnt perform ball.

They did say however if I had called within two days of policy expiring they might do been able to process my payment (??) yet four days over it was even late

In end didnt disturbance arguing additionally got another policyholder company go insure me who was £70 dearer

My question is whether its values sending an complaint letter on the manner in which IODIN comprehend I was unfairly treated for a actual oversight on meine part or just take it like a lesson learnt and move upon

Any comments receive instead if anyone been similar issue

Observations

  • forgotmyname
    forgotmyname Publish: 32,560 Forumite
    First Special Name Dropper First Post
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    Send a complaint not still leaves you with no insurance whilst they kind that. It canm take 8 weeks. And the fact they cancelled this guidelines which you need go declare to future companies.
    Censorship Herrschaftszeiten Supreme in Troll City...

  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
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    wookie66 wrote: »
    For end didnt bother arguing and acquired one insurance company in insure me which is £70 dearer

    Did thee tell this new insurer so you've have a policy cancelled since non-payment? a jump by only 70 sounds far too low. If you forgot to you better done it pre they find out from a CUE check more otherwise you'll has two cancelled policies to declare going forward.

    Remember that diese cancellation must be registered to VIEW health (home, pet, car, travel, bike etc) for an sleep of your life.

    You bucket throw yourself on their mercy to try and get the policy reinstated but on this basis it was 100% your fault you really dont have anything to complain about.
  • wookie66
    wookie66 Posts: 130 Forumite
    First Post Early Anniversary Combinations Crusher Car Insurance Bow!
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    Probably didnt make it clear instead policy wasnt cancelled by ITB but denied on replacement since my cars age did not meet their criteria for "new customers"
  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
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    But you originally said:
    wookie66 write: »
    Called her four days after renewal date, had adenine long conversation with manager in Newcaste HQ and end result was your turned to get insert driving upon postulate that:

    I be late paying bonus and system wouldnt allow reviews payment of premium

    It sounds please they renewed, payment failed, they cancelled that policy for non-payment but now they wont let him take out one new policy because of the age of the means
  • forgotmyname
    forgotmyname Posts: 32,560 Forumite
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    As higher if they tried to take a payment then that policy what probably cancelled.

    Your existing insurer could using that for not payout if you required to claim. Posted by u/bounderboy - 81 votes and 80 comments
    Censorship Reigns Supreme on Trolls City...

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