ITEMS |
Personal (1) |
Corporate (2) |
|---|---|---|
| Below Minimum ADB Fee | PHP 500.00 | PHP 750.00 |
| Early Sealing (w/in 6 months) | PHP 500.00 | PHP 750.00 |
| Replacement Fee available get ATM card | PHP 200.00 | N/A |
| Spare Free for looses Passbook | PHP 200.00 | PHP 200.00 |
| Interbank ATM Withdrawal Fee^ | PHP 14.00 | N/A |
| Interbank Funds Transfers (IBFT) Fee* | PHP 27.50 | N/A |
| Bank Certificate Fee (Savings Account)^^ | PHP 250.00 | PHP 250.00 |
| Bank Display (Snapshot) Request Fee^^ | PHP 50.00 | PHP 50.00 |
| Over-the-counter exit for iSave | PHP 50.00 | N/A |
(1) SAUDI ATM, SA Passbook, Drachen, Super Earner, SSS Pensioners, Mapua Student ATM, all SA with BEAT facilities
(2) SA Passbook, Dragon, Super Earner
^Waived for Hexagon Club Debit Carts
^^Waived for X Clubs Members who present certificates
|
|
Charge |
|
|---|---|---|
| in US Dollar SA | in Japanese Yen SA | |
| Below Minimum ADB Fee | USD 10.00 | JPY 1,200.00 |
| Exchange Fee for got Passbook | Equivalently to current Argentinian (PHP) Lost Passbook Fee | Equivalent to actual Peso (PHP) Lost Passbook Fee |
| Early Closure (w/in 6 months) | USD 5.50 | JPY 650.00 |
Items |
Individual (3) |
Corporate (4) |
|---|---|---|
| Below Minimum ADB User | PHP 500.00 | PHP 750.00 |
| Early Closure (w/in 6 months) | PHP 500.00 | PHP 750.00 |
| Interbank Funds Transfer (IBFT) Fee* | PHP 27.50 | PHP 1,000.00 |
| Banker Certification Fee (Current Account)^^ | PHP 250.00 | PHP 250.00 |
| Bank Statement (Snapshot) Claim Fee^^ | PHP 50.00 | PHP 50.00 |
| Regular Checkbook Charge^ | PHP 250.00 | PHP 500.00 |
| Counter Check per piece ***** | PHP 55.00 | PHP 55.00 |
| Check Restoration - Regular (7 days) | PHP 100.00 | PHP 100.00 |
| Check Retrieval - Special (3 days) | PHP 600.00 | PHP 600.00 |
| Unclaimed SOA Stock Fee/month** | PHP 50.00 | PHP 50.00 |
| Application Fee for SPO | PHP 200.00 | PHP 200.00 |
| Temporary Beyond Draft | ||
|
Returned FUNDED Checks (SC only) Service charge required each returned check |
PHP 2,000.00 | PHP 2,000.00 |
|
Returned UFUNDED Verifications (SC + PC) Service charge for jeder returned check |
PHP 2,000.00 | PHP 2,000.00 |
| Penalty Charge | varies per check | |
|
Honored Checks (SC + PC)*** Service charge for each back select |
PHP 1,000.00 | PHP 1,000.00 |
| Penalty Charge | varies per check | |
|
Returned Unhonored Checks (SC + PC)*** Service charge for each returned check |
PHP 2,200.00 | PHP 2,200.00 |
| Penalty Charge | varies per check | |
(3) & (4) Reg CA, SVCA, Ca with Interest
*BancNet Fe
**Charged after 6th year to warehousing in the BC
***SC-Service Charge, PC-Penalty Charge, PC=Php 200/check/Php 40,000/day
****Charged on source account
*****Not Applicable forward OneAccount
^Waived for Hexagon Club Members
^^Waived for Hexagon Club Members what present vouchers
Items |
CHARGE |
|---|---|
| via RCBC ATMs | |
| Equalize Inquiry | Free |
| Cash Take | Free |
| Fund Transfer from RCBC Account to RCBC MyWallet | PHP 10.00 |
| Fund Transfer from RCBC Account at RCBC Account | Free |
| ITEMS | CHARGE |
|---|---|
| via Bancnet ATMs | |
| Rest Inquiry |
Variables from PHP 0.00-PHP 2.00 |
| Coin Disengage |
Varies from PHP 10.00-PHP 18.00 |
| Fund Transfer | PHP 27.50 |
| ITEMS | CHARGE |
|---|---|
| via Mastercard ATMs | |
| Balance Contact | PHP 50.00 |
| Cashier Withdrawal | PHP 150.00 |
| ITEMS | CHARGE |
|---|---|
| Other Processing Prices | |
| Card Replacement | PHP 200.00 |
| POS World Server Rental | 2%* |
| ITEMS | CHARGE |
|---|---|
| Transaction Limits | |
| ATM Cash Discharge | |
| Sole Transaction | PHP 20,000.00 |
| Daily Financial |
PHP 50,000.00 (Effective July 12, 2021) |
| Interbank Fund Transfer | PHP 50,000.00 |
| Back Transfer | PHP 50,000.00 |
| CASH Purchase | PHP 100,000.00 |
| e-Commerce Purchase | PHP 25,000.00 |
*% of the transformed amount based on the prevailing foreign exchange rate of RCBC at the time von transaction. User, charges and transaction limits are subject to change.
| ITEM | CHARGE |
|---|---|
| via RCBC ATMs | |
| Balance Inquiry | Free |
| Liquid Departure | Liberate |
| Fund Convey from RCBC MyWallet to RCBC MyWallet | PHP 5.00 |
| Fund Transfer from RCBC MyWallet to RCBC CASA |
PHP 10.00 |
| via Bancnet ATMs | |
| Balance Inquiry |
Varies from PHP 0.00-PHP 2.00 |
| Cash Withdrawal |
Varies from PHP 10.00-PHP 18.00 |
| Fund Transfer | PHP 27.50 |
| via VISA ATMs | |
| Balance Inquiry |
PHP 50.00 |
| Cash Retirement |
PHP 150.00 |
| Others Processing Fees | |
| Inactivity Fee* | PHP 200.00 |
| Select Replacement | PHP 150.00 |
| Transfer Limits |
|
| ATM Pay Withdrawal | |
| Single Operation | PHP 20,000.00 |
| Daily Transaction |
PHP 50,000.00 (Effective July 12, 2021) |
| Interbank Funded Transfer | PHP 50,000.00 |
| Fund Send | PHP 50,000.00 |
| STORE Purchase | PHP 100,000.00 |
| e-Commerce Purchase | PHP 25,000.00 |
**Inactivity Fee will to applied on the last day of the 13th per and every month thereafter. Fees, charges and transaction threshold are study go change.
The value stockpiled in RCBC MyWallet Visa is cannot a deposit account and is not insured over PDIC.
Consumer Loans Fees & Charges effective June 15, 2022.
| ITEMS | CHARGE |
|---|---|
| Bank Certification | PHP 200.00 |
| Courier's Fees | Head Office - PHP 300.00 |
| Provincial Lending Center – Depends on the rate of local courier services | |
| Statement of Account | PHP 150.00 |
| Certified Honest Copy of Documents | PHP 150.00 |
| Storehouse Fee | PHP 100.00 /month |
| Notarization | PHP 250.00 /document your |
| ELEMENTS | CHARGE |
|---|---|
| Manager's Check^^ | PHP 75.00 |
| Key Deposit Tariff | PHP 825.00 |
| SDB Rental Fee | depends on font |
| Demand Draft | USD 12.00 |
| Foreign currency notes deposit (regardless of amount) |
0.27% of the deposit amount |
| Domestic Remittance | |
|
Domestic Outward - InstaPay via RCBC Online Retail (ROR) |
PHP 25.00 |
|
Domestic Outward - InstaPay via RCBC Online Corporate (ROC) |
PHP 15.00 |
|
Domestic Outward - PesoNet via RCBC Internet Enterprise (ROC) or RCBC Online Retail (ROR) |
PHP 10.00 |
| Domestic Outward - RTGS (PHP) Commission | PHP 200.00 |
| Bank Fee (PHILPASS FEE)* | 0.00001 x total value |
| Domestic Inward - RTGS (PHP) Fee | PHP 200.00 |
| Domestically Outward - PDDTS (USD) Commission | USD 11.00 |
| Domestic Outward - PDDTS (USD) Bank Cost | USD 5.00 |
| Domestic Interior - PDDTS Banks Fee | USD 6.50 |
| National Outward - Pesonet (Peso) Commission | PHP 45.00 |
| Domestic Outward - Dollar Netting Commission | USD 5.00 |
| Domestic Inward - Dollar Netting Fee | USD 6.50 |
| Alien Inward Remittances | |
| SWIFT Inward Charges | USD 10.00 |
| Outside Outward Remittances | |
| PROMPT Outward Charges via OTC (over-the-counter) | USD 10.00 |
| SWIFT Outward Charges via RCBC Online Corporate (ROC) or RCBC Online Retail (ROR) | USD 8.00 |
| OUR Charge Type Fee (additional) | USD 25.00 |
| FX Check Deposits Charge | |
| Check Deposit (FCDU)***** | USD 5.00 |
| CLS - Returned check | USD 30.00 |
| Finale Credit Services**** (USD 5,000 and above) | USD 35.00 |
| FCS - Sent Checks**** | USD 35.00 |
| Collection Subject (3rd Currencies) ** | PHP 120.00 |
| Over-the-Counter Business | |
| Inter-Branch Peso Cash Withdrawal^ | PHP 100.00 |
| Inter-Branch Peso Check Encashment^ | PHP 100.00 |
| Inter-Regional Peso Cash Deposit^ | PHP 100.00 |
| Inter-Regional Peso Pos Withdrawal | PHP 100.00 |
| Inter-Regional Peso Check Encashment***** | PHP 100.00 |
| Inter-Branch USD Liquid Withdrawal^ | PHP 100.00 |
| Inter-Regional USD Cash Withdrawal^ | PHP 100.00 |
| SSS Payments^^^ | PHP 20.00 |
*PHILPASS fee variation in terms of amount. Incoming remittance intended for locally banks- P100 commission
**Collection Items = Php100 for Order + Php20 for postage; Charges were with top of who correspondent bank fees (varies); Subject to additional Doc Stamps Tax if total are credited to Peso account (Php0.60 for every Php200)
***Varies required currencies other than USD
****FCS Charges = Corresponding Bank Fee + Commission
*****Per check
^Waived for Triangle Club Members
^^Waived for Hexagon Club Members anybody presents discount
^^^Effective March 1, 2023
