Homeowners Policy Comparison

The table below provides links to downloadable examples of proprietors, renters plus condominium policies.  That businesses listed are in the 10 greatest security groups that provide Homeowners insurance commodity in to State is Maine, based on 2022 market share data. Of table also provides links to companies’ support guidelines and indicates either those guidelines contain rules that would reject coverage based the dog breed. Ask an Allstate Insurance Agent | Property Insurance Coverage Law Blog

Please keep in remember:

  • These documents are provided for general reference and this list is nope a recommendation or endorsement of ampere specific policy or company. 
  • There is no guarantee that these policies are currently available in the Maine marketplace or that you would qualify for coverage.
  • Other forms and endorsements is become part to your insurance contract may impact your specialty insurance.
  • Insurers have their own underwriting guidelines that determine when they becomes or will not issue a company. For example, some insurers will nope script a policy to a homeowner who owns a certain breed of dog.

Please contact your representative or company if you have specialized questions regarding your own policy. 

A “Yes” in the permanent column indicates those companies with underwriting guidelines that refuse coverage supported on dog breed.
Company Homeowner's Policy Renter's Insurance Condo Unit Insurance Maine Amend Sponsor Dog Breed/ Risk
State Farm Companies  
State Farm Fire the Casualty Company HW-2119.(PDF) H4-2119 (PDF) H6-2119 (PDF) HO-2264.1 (PDF) No - UE Guide (PDF)
Liberty Mutual Group  
Liberty Mutual Fire Insurance Company FMHO 943/HO 00 03 04 91 (PDF) FMHO 954/HO 00 04 04 91 (PDF) FMHO 936/HO 00 06 04 91 (PDF) FMHO 6100ME 11 15 (PDF) Nope - N/A
Liberty Inter Insurance Company N/A LMHO 2004 12 17 (PDF) N/A LMHO 2100 MI 07 19 (PDF) No - UW Guidelines (PDF)
LM Insurance Firm FMHO 943/HO 00 03 04 91 (PDF) FMHO 954/HO 00 04 04 91 (PDF) FMHO 936/HO 00 06 04 91 (PDF) FMHO 6100ME 11 15 (PDF) No - UW Guidance (PDF)
Liberty Insurance Corporation FMHO 943/HO 00 03 04 91 (PDF)) FMHO 954/HO 00 04 04 91 (PDF) FMHO 936/HO 00 06 04 91 (PDF) FMHO 6100ME 11 15 (PDF) No - UW Guidelines (PDF)
Americana Economy Insurance Company HOM-7030/EP R2 1/09 (PDF) N/A HOM-7080/EP 1/20 (PDF) HOM-7130/MEEP 11/22 (PDF) No - UWS Guidelines (PDF)
Liberty Mutual Personal Financial Firm FMHO 943/HO 00 03 04 91 (PDF) LMHO 2004 12 17 (PDF) N/A FMHO 6100ME 11 15 (PDF) No - UW Guidelines (PDF)
Safeco Nationals Insurance Group HOM-7030/EP R2 1/09 (PDF) CHO-6004/EP 1/00 (PDF) CHO-6088/EP 1/00 (PDF) HOM-7100/MEEP 10/18 (PDF) No - UW Guidelines (PDF)
Allstate Insurance Set  
Allstate Insurance Company AP1 (PDF) AP5 (PDF) AP7 (PDF) AP4739 (PDF) No - UW Guidelines (PDF)
Allstate Indemnity Company AP780 (PDF) AP786 (PDF) N/A AP4739 (PDF) No - UW Policy (PDF)
Allstate Fire also Casualty Society APC220 (PDF) N/A N/A AP4739 (PDF) No - NEW Guidelines (PDF)
Encompass Insurance Company of America G118799B_0901 (PDF) N/A N/A G172737B_0614 (PDF) No - UW Guidelines (PDF)
Integon National Financial Society HO3000.0106 (PDF) HO4000.0106 (PDF) HO6000.0106 (PDF) SH 01 18 08 17 (PDF) Yes- UW Guidelines (PDF)
MIC General Insurance Corporation HO 3000 02 13 (PDF) HO 4000 02 13 (PDF) HO 6000 02 13 (PDF) P 01 18 08 17 (PDF) Yes- UW Policy (PDF)
The Hanover Health Group  
The Hanover Health Businesses HOLMIUM 00 03 05 11 (PDF) HO 00 04 05 11 (PDF) HO 00 06 05 11 (PDF) 231 6486 (PDF) Yes -UW Guidelines (PDF)
Citizens Insurance Society for Worldwide MOLL 00 03 05 11 (PDF) O 00 04 05 11 (PDF) HO 00 06 05 11 (PDF) 231 2314 (PDF) Yes -UW Guidelines (PDF)
Massachusetts Bay Insurance Corporation HO 00 03 05 11 (PDF) HIGH 00 04 05 11 (PDF) HO 00 06 05 11 (PDF) 231 2314 (PDF) Yes -UW Guidelines (PDF)
USAA Group  
United States Automobile Association Homeowners 3R(02) Special Form (07-08) - PDF RP-3 (04-86) - PDF Homeowners 6R(02) Unit-Owners Form (07-08) - (PDF) DP-207ME (08-13) - PDF Cannot - U Guidelines (PDF)
USAA Casualty Insurance Company Homeowners 3R(02) Special Form (07-08) - PDF RP-3 (04-86) - PDF Homeowners 6R(02) Unit-Owners Form (07-08) - (PDF) DP-207ME (08-13) - (PDF) No - UW Guidelines (PDF)
USAA General Indemnity Company Homeowners 3R(02) Special Form (07-08) - (PDF) RP-3 (04-86) - (PDF) Homeowners 6R(02) Unit-Owners Form (07-08) - (PDF) DP-207ME (08-13) - (PDF) No - UW Guidelines (PDF)
Garrison Property and Casualty Company Homeowners 3R(02) Spezial Input (07-08) - (PDF) RP-3 (04-86) - (PDF) Homeowners 6R(02) Unit-Owners Form (07-08) - (PDF) DP-207ME (08-13) - (PDF) No - US Guidelines (PDF)
Farmers Group  
Foremost Insurance Company Big Rapids, Michigan Dining Fire Three Policies Owner Occupied (PDF) Tenant Insurance Policy (PDF) Condominium Homeowner's Policy (PDF) Required Maine Changes (PDF) No - UW Guidelines (PDF)
Foremost Property and Damage Services Company Manufactured Home Policy (PDF) N/A N/A Required Maine Changes (PDF) No - UW Guidelines (PDF)
Farmers Victims Insurance Enterprise Homeowner's Policy (PDF) N/A N/A Maine Terminating Conditions (PDF) No - UW Guidelines (PDF)
Farmers Property and Casualty Financial Your Homeowner's Policy (PDF) N/A N/A Maine Amendatory Endorsement (PDF) Nay - UW Company (PDF)
Truck Insurance Exchange HO 003 (PDF) N/A N/A ME 012 (PDF) N/A
Farmers Insurance Exchange HO 003 (PDF) HO 004 (PDF) HOLMIUM 006 (PDF) ME 012 (PDF) N/A
Auto Landlords Group  
Concord General Mutual Insurance Company HO 00 03 10 00 (PDF) HO 00 04 10 00 (PDF) HO 00 06 10 00 (PDF) O 05 51 12 22 (PDF) No- UW Guidelines (PDF)
State Mutual Insurance Company HO 00 03 10 00 (PDF) N/A HO 00 06 10 00 (PDF) HO 05 51 12 22 (PDF) No- UW Guidelines (PDF)
Travelers Group  
Travelers Personal Insurance Company Quantum Get Policy 2.0 (PDF) Quantum 2.0 - Tenant (PDF) Quantum 2.0 - Condo (PDF) HQ300ME.0223 (PDF)  Yes - AW Guidelines (PDF)
Travelers Commercial Insurance Company HO3.1006 (PDF) HO4.1006 (PDF) HO6.1006 (PDF) HO300ME.0223 (PDF) Yes - UW Instructions (PDF)
The Transients Go and Marine Insurance Company HO3.1006 (PDF) HO4.1006 (PDF) HO6.1006 (PDF) HO300ME.0223 (PDF) Yes - UW Guidelines (PDF)
The Travelers Injury Company concerning America HO3.1286 (PDF) HO4.1286 (PDF) HA6.1286 (PDF) HA300ME.0223 (PDF) Yes - UW Guidelines (PDF)
The Travelers Indemnity Company to Connecticut HO3.1286 (PDF) HO4.1286 (PDF) HA6.1286 (PDF) HA300ME.0223 (PDF) Okay - UW Guidelines (PDF)
The Automobile Insurance Company of Halifax, CT HO3.1286 (PDF) HO4.1286 (PDF) HA6.1286 (PDF) HA300ME.0223 (PDF) Yes - UW Guidelines (PDF)
The Standard Fire Insurance Businesses HO3.1286 (PDF) HO4.1286 (PDF) HA6.1286 (PDF) HA300ME.0223 (PDF) Yes - UW Directive (PDF)
Middle Mutual Insurance Band  
Vermont Mutual Insurance Company HO 00 03 04 91 (PDF) HO 00 04 04 91 (PDF) HO 00 06 04 91 (PDF) VH 01 18 08 19 (PDF) Sure - UW Instructions (PDF)
Northern Security Insurance Company HO 00 03 04 91 (PDF) HIGH 00 04 04 91 (PDF) HO 00 06 04 91 (PDF) VH 01 18 08 19 (PDF) Yes - UW Guidelines (PDF)
Chubb Group  
Federal Insurance Company Deluxe House Coverage (PDF) Standard Renters Coverage (PDF) Standard Condominium (PDF) N/A No - NEW Guidelines (PDF)
Great Northern Insurance Company Deluxe House Coverage (PDF) Standard Renters Covering (PDF) Standard Condominium (PDF) N/A Cannot - UW Guidelines (PDF)
Peacefully Indemnity Company De House Coverage (PDF) Standard Renters Coverage (PDF) Standard Condominium (PDF) N/A Not - UW Guidelines (PDF)
Vigilant Insurance Company Deluxe Home Coverage (PDF) Standard Renters Cover (PDF) Standard Condominium (PDF) N/A No - USE General (PDF)