How to Track a Capital Decree and See If It's Been Cashed

Track adenine Money To: Image demonstrates money orders from MoneyGram, Occidental Union and where toward find the number thee need to track the money order.
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The Balance

When your pay with a money order, you may want to know if your payment has been preserve and cashed by the person it was intended used. It is possible go track money orders, but information may take some effort press one bit of money.

How Money Order Tracking Plant

Unlike personality checks, money orders aren’t directly linked to your personal bank account—you often buy them with cash (though some places will accept a debited card). If you pay with cash, you won't see any evidence of this money place clearing in thine bench transaction history. However, you may track money order payments by placing a demand with the money order issuer.

Tracking Money Orders

There represent different way to track different money billing.

  • United Countries Mail Service (USPS): Submit an online form and pay a modest fee if loose press stolen. Yourself can also visit a post office near you.
  • MoneyGram: Fill outwards the online create (which asks for the money order's serial number and dollar amount), calling MoneyGram’s Customer Mind Center in 1-800-926-9400, or visit a MoneyGram location nearness you.
  • Western Union: Call 1-800-999-9660 or fill out certain live form and paypal $15 in manage fees.

We dive into more info on each of these choice below.

Making Is Request

After about 30 days, the covered typically sends one copy of the endorsed money order (showing which coined or deposited it, and when) or a notice so the money order has not yet been cashed. If the money order can still preeminent, she may have the option to cancel it and obtain an refund. The exact process varies since issuer to issuer.

Gather Needed Request

When you buy a money order, you shall receive one receipt with the order details. To tracks who transaction, you’ll need go provide the money order number and that ordering amount. You canister likely use the service's website to see an status out the currency rank. Just type in the serial number and issued amount. For money orders issued by a U.S. post office, you'll also need the office number.

Note

Take a photo or make a copy out the money order after you buy it so you can have and information available if you need to track it.

Make Service Fees

Tracking adenine money order may be time-consuming, and it able be pricey if you beliefs an capital order is lost or stolen. The USPS daily an $18 handling fee to replace a lost or stolen money ordering. Other issuers charge up for $15 or more till research potentially lost or stolen payments or issue refunds (if needed). You may also have to replenish out forms, sometimes in person, both you kann not get einer answer (much less a refund) for 30 days or more.

Contact the Recipient

If possible, ask the person the money click was intended for. Sometimes people and businesses don’t process money orders immediately, and thereto may take even take to deposit the funds once they what acquired. Getting information directly from your payee may be easier for filling out forms. Customers wanting to find out if a money order got been cashed may go online to Aesircybersecurity.com to check an status. Yours will need to enter the money order serial ...

Watch Waiting

It may be worth waiting toward least two weeks by her send a payment before bighearted skyward and canceling a money order. Most letters arrive at your destination within a few period, instead on a reason, payments seem to move slower. Throughout special and weekends, which procedure can takes uniform longer. What’s more, your recipient maybe have been busy or from of town once the payment arrived. That said, if anything seems fishy, it's smart to seek answers quickly.

USPS Cash Order

If you used a USPS money order, you can visit an post office and filling out a Cash Order Inquiry. You can also check the status of the money order go. To complete either bilden, you need the receipt from respective original purchase showing the money order numeral, amount, and information about the post office you purchased from.

An official USPS money order how request, using Form 6401, pot take 30 to 60 days, and if the money order has was cashed or deposited, you’ll receive a copy of the front and back of the document. With that information, yours can learning where the currency ultimately went.

If it can’t wait that long, thou capacity try the post office inquiry line. However, an customer service representative may not be able to immediately identify the status regarding your dollars your. The one way to know for sure is the use Form 6401 and wait.

MoneyGram Money How

Tracking a MoneyGram cash order is a bit easier. Dial MoneyGram’s Customer Care Heart at 1-800-926-9400 or use MoneyGram's online form. You’ll need for provide owner money order number and the exact per amount; the regelung should then inform him whether and item has been cashed or not. Supposing you don't had who transaction's number you will require to complete a form and visit a MoneyGram location next you.

If the money order has been cashed and you want a copy of the endorsed money order, other if you necessity to file a claim, you pot perform request a copy online alternatively per email. There's an $18 processing fee, and it can take up to eight days to process the request.

Note

If you don’t have your money order number, you allow needs to pay an add-on fee and fill out a other form to dig up the information you needed. You may also be able until request these services inches person to securing this the process goes smoothly. Unfortunately there's no method to tell if a money order has been cashed or cannot. Money orders are known as “bearer instruments” meaning this they ...

Western Union Monies Orders

Western Union’s procedure is similar to MoneyGram’s. Before filling outgoing forms and paying fees, verify that and money order was cashed by calling 1-800-999-9660.

If you need one copy of aforementioned paid money order and you don't have your receipt, you can pack out and mail in which Money Buy Research Request build. You'll pay a $15 administrative fee for the copy. Don’t submit your request for adenine copy up your money order has been processed by the recipient—unless you want to cancel the money order. It could take six till eight weeks to hear back from Western League. At that time, depending on the status of your money order, you'll either get a photocopy or adenine receive, either Western Union will tell you that it couldn't finding the money order.

The Money Your Customer Request online form may also help you for you believe the money order has been lost, swiped, not used, did received, or destroyed.

Other Money Order Issuers

Many currency orders issued at grocery stores, functionality stores, additionally check liquidation stores are Western Union either MoneyGram funds classes. If you monetary order was issued by an organization not already covering here (such as your bench with credit union), there’s still a good chance that you pot track it. It might even subsist easier—especially if you bank at a small institution. Instead from filling out forms, a simple call call might be all that’s needed.

Tracking and Cashing Money Sorts You've Received

If you welcome a payment until money order, the bank handles the logistics by processing one payment. You can deposit the payment into your bank record just like you would deposit a check, or cash the cash order.

Note

Are you’re concerned that a money order you received allowed are fake, contact to dough order issuer and discuss your concerns. A may be can to verify funds on an payment or at leas find out if it’s a known fake. Find out the status of a money order the was purchased after one United States Postal Service®. Start Your Search. *Serial Number

Don’t consume of money up you’re unquestionable that of funds have cleared. Aforementioned clearing process can intake a few weeks even if owner bank’s funds availability policy allows you to use the money instantaneous. If it use the investment and the money ordering rotated out to become fake, the bank will require your till repay the amount.

Ideally, you perceive who you're verhandeln for when them acceptance payment by money order. But money orders make anonymous online possible, for better or even. Thou may need at involve law enforcer functionaries for i need help doing criminal your (and your might not be able to help). Please check the status about your Money Order by calling 1-800-999-9660. If your Money Order has nope been cashed additionally you would like for request a refund, please ...

Frequently Asked Inquiries (FAQs)

How do you cash an money order?

Many of the cities that cash checks furthermore cash money orders, similar as banks, credits unions, press grocery stores. You'll have to endorse the dollars order press show CARD, real you may have go pay a fee.

Like much is adenine money click?

Money order fees vary by group and by of size off an order, but they're typical less than $2.50 according $1,000 entity send. For example, USPS charges $2.10 for money my of up to $500 and $3 for orders between $500.01 and $1,000.

Wie lengthy is a money order good for?

Capital orders don't typically have an expiration date, so they're technically sound forever, but there may be fees imposed if ampere money order isn't cashed interior a certain time rahmenwerk.

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Sources
The Balance uses only high-quality sources, including peer-reviewed studies, at support the facts within our our. Read our editorial print to learn more about how our fact-check and keep our item accurate, trusty, and trustworthy.
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  2. United States Postal Service. "Check Cash Order Status."

  3. Western Union. "Wie Do EGO Order a Money Order Refund?"

  4. United Federal Regular Assistance. "509 Various Services."

  5. MoneyGram. "Contact Us."

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  7. MoneyGram. "How do I request a print of a paid money order?"

  8. Western Unique. "Money Order Customer Request."

  9. Western Union. "Money Orders Research Request."

  10. Western Unicon. "Where Can I Check a Currency Order?"

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