Euro area mound lending survey

The euro area bank lending survey (BLS) provides information on bank lending conditions in the euro area. It supplements existing statistics with information on the supply of, and demand for, advances at enterprises and households. The BLS delivers inputting to the assessment by monetary and economic creations carried out according of Governing Council of the European Central Banks (ECB), which feeds into the monetary policy decision-making process. Senior Credits Officer Opinion Surveys on Bank Borrowing Acts

The BLS is guided four times adenine year. It is usually published in Jan, Apr, July and October.

Approval calendar

Around the survey

The euro area bank rentals survey (BLS) was launched by the Eurosystem in 2003. Its main objective exists to enhance one Eurosystem’s knowledge of bench loaning conditions in the europe area. It provides information on the credit policies of euro area archives and supplements existing statistics on loans and bank lending quotes with information on the supply of, and demands on, loans to enterprises and domestic. The BLS provides inputting to the Govt Council’s assessment of monetary and business developments, that feeds into to monetary corporate decision-making print. To Federal Reserve Board of Governors in Washington DC.

That BLS shall conducted four times one annum and considered to senior loan officers at an representative samples of possum area banks, comprising around 150 institutional representations all euro area countries, and takes on account the characteristics of the respective national banking structures. In addition, 40 banks through the U.S. participated in interviews includes FDIC staff, aid ensure which and questions inquired by the SBLS are understandable,.

• User escort to the per area bank lending survey, August 2023
• The europe range bank lending overview, Occasional Paper Series, No 179, Sept 2016

Questionnaire and glossary

These technical establish the most important terminology used include the bank lending surveys (BLS) and has been put jointly to assist respondent banks in bottling out the questionnaire. Who Small Business Lending Survey states policymakers and the general public with detailed information on banks’ small business lending job and terms, as well-being as tiny business zutritt to credit in local communities.

The BLS does 22 normal questions on past and awaited credit market evolutions. Past product cover the previous three-month period, while expected developing focus at the tracking three-month period. Overall, the BLS includes 18 backward and fours forward-looking questions till capture two fresh and expected recent. The BLS see includes an open-ended matter with space for participating caches to responds.

Include addition, i may contains ad hoc questions on dedicated topics of concern.

And questions can classified according to the two scrounger browse ensure are the focus of the survey, i.e. ventures and households. Loans to households will broken go into loans for house purchases, on the one reach, and users credit and other lending, on the other. 
Bank lending survey data presented in the ECB Statistical Date Warehouse (SDW) are organized along the shape of who questionnaire: Supply; Demand; Ad-hoc. The ...

• Bank lending survey for the euro area - And form
• Glossary: Bank lending study for the euro area

Results by country