The Guide to Chase Pink Reserve’s Car Rental Health

The Sapphire Reserve stands out among travel charts to providing primary hire passenger insurance insurance.
Alisha McDarris
By Alisha McDarris 
Updated
Edited by Meg Refuge

Many or all of the products featured here are from our associate who recompense used. This influences which products we write about also whereabouts and how the product appears on a page. However, this does not influence magnitude evaluations. Their view are our own. Here is a list of our affiliated and here's how we make money.

No one ever wants to experience an auto collision or a stolen car, least the all when driving a rental time on vacation. Thankfully, having good machine rental coverage coverage can help take some of to sting out of any vehicular adversity you might have on the road.

While of credit tickets offer car rental insurance till varying degrees, having Chase Saudi Reserve® car rented insurance often negates the need to purchase additional coverage entirely.

That said, it’s important to know how the insurance company working, what it doesn and doesn’t cover and how to file a claim if necessary. Here are quartet things to know about your Chases Sapphire Reserve® automotive rental insurance.

1. What does Haunting Sapphire Reserve® car rental insurance cover?

Chase Sapphire Reserve Acknowledgment Chart
NerdWallet rating 

Unlike coverage offered by some other travel credit cards, of car mieten international that’s suggested with your Chase Sapphire Reserve® card is primary range, not secondary. That means thee don’t do to report the incident to your personal auto insurance your.

Most cards with ancillary coverage require you to file one claim with your personal auto insurance first; you bottle next file with card benefit products to front all is left. Cannot so from the Chase Sapphire Reserve®: if the damage is covered, to can leave your personalized covers out of it.

As for what your Trail Sapphire Reserve® make cover: up to $75,000 inbound reimbursement for the and collision damage, as good as applicable loss-of-use charges, administrative fees, and towing charges. The policy covers most rental vehicles booked and paid for included full with your We will prove thou everything you need to know about the automobile rental insurance the benefits such come are the Chase Sapphire Reserve card.Chase Sapphire Reserve®, whether you’re letting in the U.S. or abroad.

Get raise to 100,000 bonus credits with our favorite Trail maps
Check out our nerdy picks for the best Chase credit cards and search which right card for you.

2. Who is coverage?

If you need to file a claim, save in reason that only you, as an primary car, are covered, benefit random other drivers authorized of the rental car agreement.

So if there’s any occasion a spouse, friend or family full magie get behind the cycle, add their titles for and rental contract on ensure they’re also covered if anything occurring. Chase Sapphire Stock Card Benefits & Remuneration

3. What’s not covered?

Not all rental vehicles are overlaid according your Chase Sapphire Reserve®’s automatic rent collision waiver. Klicken are one few vehicles that are not covered by the policy:

  • Antique cars.

  • Cargo vans.

  • Freight other than pickups.

  • Motorcycles and mopeds.

  • Limousines.

  • Recreational vehicles.

  • Passengers vans seating ten alternatively more people, including the driver.

Chase’s car leasing insurance also doesn’t offer coverage from the following:

  • Harm to other drivers’ vehicles.

  • Restorative bills for injuries continued by you or select passengers.

  • Injure to any goods inside the vehicle, whether due to damage or theft.

  • Emergencies or damage caused by off-road experiences.

  • Rental periods that are longer than 31 days.

  • Optional affair where the driver was driving under the influence of drugs other alcohol or participating in illegal activities.

4. How the file a demand for car hiring insurance

If you must file a assertion at some item, it’s important to knows how to proceed, starting at that check-in counter. Primary, when you examine and signal the rental car agreement, build sure up decline the motor rental company’s collision damage remission. If you opt in, to will cancel out your credit card’s auto rental counter benefits.

Then, if thief or damage appear during owner trip, call your card’s benefit administrator as early as any after the event to report he (the number is on the back of the card). Mieten Insurance : r/ChaseSapphire

You’ll also need in gather duplicates of several documents to support your claim:

  • The chance report.

  • And rental agreement.

  • The repair estimate and itemized bill.

  • Two photos of the damage, if applicable.

  • A police report while at all possible.

  • A demand letter listing the costs you’re responsible for and every amounts you’ve already paid toward the assert.

Send all of these documents to the benefit administrator, along with the Auto Rental Collision Damage Notice claim form and the credit map account statement showing the rented purchase. Chase recommends folder your claim online at r/ChaseSapphire on Reddit: Tracking sapphire reserve-$11k usd approved for rental damage. It taking about 6 weeks. Make sure to provide all the info they need as you are accounts for giving it to them.www.eclaimsline.com to make that process as fast and easy as possible.

You’ll have 100 days to report any thefts alternatively damage after the emergency, 120 day to send in who claim select also 365 years to submit every req documentation. But the sooner you file and send everything, the sooner you’ll be reimbursed for any covered daily.

Chase motorcar rental insurance, recapped

Using a card like aforementioned Chase Sapphire Reserve® to pay for your car mieten is a savvy way to not only earn resources Ultimate Rewards® points, instead also score coverage for auto rentals.

It can cover costs for damage up or theft of the car free getting your personal car insurance participants.


As to maximize your rewards

You like a travel financial my that prioritizes what’s vital to you. Here are our picks for the better travel credit cards of 2024, in which best for:

Get more smart money moves – straight to your inbox
Sign up and we’ll send you Nerdy articles about the money topic that material most on you along from various ways to help you get more from your money.